Financial Information

Terms & Conditions | Financial Information

 

We aim to provide a high-quality value for money service in a transparent financial manner. This text aims to assist you to identify the costs that may be involved as all medical costs incurred in the private healthcare sector are ultimately your responsibility.

 
 

If you are in doubt, you should always check with your insurer to work out if, and for how much you are covered for medical services so that you can decide if you can afford the treatment involved.

At times medical fees including mine will be greater than the rebate provided by Medicare or your insurer and in this case you will be required to pay the difference between the rebated amount and the medical fees (this difference is known as a ” gap “).

Workcover / Insurance Commission of Western Australia (MVIT) / Veteran’s Affairs

  • I accept payment from these organisations for your treatment including clinic fees and surgical fees.
  • The same should apply to hospital fees and usually fees with other health providers although if in doubt you should check with other providers.
  • Late cancellation or late attendance fees, however, are not covered by the above organisations and are your responsibility.
  • The costs of x-rays and medical imaging are normally fully covered.

Out-Patient Clinic Appointments & Fees

For each new referral / problem:

  • Clinic fees are charged for appointments including those that you do not attend or cancel within 24 hours of the appointment time.
  • If you are late for an appointment, we cannot guarantee that Mr Jarrett will be able to see you and a fee may still apply.
  • Please note that Workcover and MVIT insurers do not cover cancellation or late attendance fees which are your responsibility.
  • Medicare will not contribute to any portion of a non-attendance fee and you will be liable for the full clinic fee if you do not attend.
  • If we enlist the assistance of a debt collector to recover fees, a 10% surcharged will be applicable to cover the collector’s costs.
  • In our combined clinic with the Hand Therapists you will receive a bill both from Mr Jarrett and from the Hand Therapists separately.
  • Health insurance funds do not provide any rebate for my clinic appointments, however, a proportion of your clinic fee can be reimbursed by Medicare.
  • A portion of the hand therapy fee may be reimbursed by your health insurance.
  • Your first clinic appointment following an operation is included for free and at times some other appointments for the follow-up after surgical treatment of a fracture may be included.
  • Out-patient clinic appointments attract private fees for which Medicare generally reimburses you with a rebate. 

Surgical Procedures

  • For some operations, I charge a gap payable for your surgery, and we would be grateful if this could be paid pre-operatively.
  • If a gap for a surgical procedure is payable, I or my staff will inform you prior to your operation and can provide a written quotation.
  • If the procedure turns out to be considerably less or more involved than originally anticipated the actual gap may be different from the quoted gap; this is uncommon.

Anaesthetists

  • Most of my anaesthetists do not charge a gap for HBF members but often charge a gap for patients with other insurers excluding Workcover, MVIT or Veteran’s Affairs insured patients.
  • We can let you know who your anaesthetist will be and you can check if a gap will apply (this is especially important for out of hours procedures).
  • Surgical Assistants – my surgical assistant doctors will not charge you a gap and will usually bill your insurer directly.

Implants

  • During operations implants such as plates, joint replacements or suture anchors may be required.
  • Nearly all such items are fully covered by your insurer but if you are an uninsured patient these implants will be charged to you.

Miscellaneous

Other Doctors

  • Occasionally whilst in the hospital it will become necessary to ask other medical practitioners to be involved in your care.
  • These doctors set their own fees and they should let you know if a gap is payable.

Therapy

  • Hand therapy or physiotherapy may be an important part of your treatment and if required I can arrange this for you.
  • For privately insured patients often your insurance will cover a portion of these fees but there is usually a gap.
  • I have a financial interest in Hands & All.
  • I am happy for you to be treated by the hand therapists of your choosing and you do not have to be treated by any individual hand therapy group.

Orthotists

  • Sometimes in the clinic or after operations, splints or casts will be required and these are provided by hand therapists or orthotists who will charge a fee.
  • For most insured patients a gap will apply.

Medical Imaging

  • You may require x-rays, ultrasounds, CT scans, MRI scans or other imaging techniques.
  • The radiology clinics can provide you with details of the associated costs. In particular, x-rays at SKG Murdoch and MRI scans usually generate a gap for non-WorkCover / MVIT patients.
  • X-rays, ultrasounds and CT scans at some radiology clinics are bulked billed to Medicare and if requested my secretaries can give you details of bulk billing practices.
  • During some operations, especially for fractures or dislocation, x-rays are taken and you may be charged a gap by the radiology company.

Forms

  • I am willing to assist you with the completion of insurance forms although I will request a fee for this service.